Does CDCP cover dentures in Perth? Yes.
Complete and partial dentures, relines and repairs are covered under the Canadian Dental Care Plan for eligible patients. Our clinic on Beckwith Street East checks your coverage, bills CDCP directly, and puts any copay in writing before you decide. Complete & partial dentures, relines and repairs covered for eligible patients — our Perth denture clinic bills CDCP directly.
How to apply through Service CanadaCDCP & most major Canadian insurers accepted
CDCP, explained for our Perth & Lanark County patients
CDCP is a federal program that helps eligible Canadian residents without private dental insurance pay for dental care, including dentures. As of 2026 it’s open to eligible Canadians of any age — good news, since many of the people we see in Perth, Smiths Falls and around Lanark County are retirees on a fixed income who now qualify. Our Perth denture clinic, known for years as Sam Lima Denture Clinic before joining Smile Denture & Implant Clinic, makes checking your CDCP coverage the first step of every consultation. Seniors 65+ comparing programs can also read our OSDCP vs CDCP guide.
Who qualifies for CDCP in Perth
Four things determine eligibility, and if all four are true, you can likely put CDCP toward your dentures here in Perth. The fastest way to know for sure is the quick check below.
Canadian resident for tax purposes
You file taxes in Canada and are a resident here for tax purposes.
Filed your latest tax return
You — and your spouse or common-law partner, if applicable — filed last year’s return.
Adjusted family net income under $90,000
The amount CDCP reimburses steps down as income rises (see the table below).
No access to private dental insurance
CDCP is a coverage of last resort — it can’t be combined with employer, pension or spousal plans.
See if you qualify — one question at a time
Five quick questions, about a minute — no email, no login, and nothing is saved. You’ll see your likely eligibility and coverage tier, then exactly how to apply.
Prefer to talk it through? Call (613) 267-5462 or book a consultation and we’ll check your coverage with you.
How much will the plan pay?
Good news first: for most eligible patients, CDCP covers the large majority of the cost — your share simply comes down to your family income. Here’s how the brackets break down; they match the checker above.
| Adjusted family net income | CDCP covers | Your share |
|---|---|---|
| Under $70,000 | 100% | Only the small fee-guide difference |
| $70,000 – $79,999 | 60% | 40% of the fee, plus the small difference |
| $80,000 – $89,999 | 40% | 60% of the fee, plus the small difference |
| $90,000 and above | Not eligible | CDCP doesn’t apply — ask us about the most affordable path. |
“Family income” means your adjusted family net income — line 23600 on your tax return.
A quick note on the copay. CDCP pays out against its own fee guide, and that’s sometimes a little lower than a denturist’s fee — so there can be a small copay you’re responsible for, even at the 100% tier. We check your exact coverage and confirm any copay in writing before treatment starts, so nothing catches you by surprise at our Perth denture clinic.
Applying for CDCP — three steps with Service Canada
Applications go through the Government of Canada, not our clinic — it takes roughly 10–15 minutes online, or you can apply by phone instead. Once you’re approved, Sun Life mails your CDCP member card, and you’re ready to book your consultation with us in Perth.
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Confirm you qualify
Not sure yet? Run through the quick check above, or read the four criteria straight from Canada.ca. You’ll want last year’s tax details and your Social Insurance Number close by.
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Apply online or by phone
Apply through Service Canada — online or by phone, whichever you prefer. Once you’re approved, you’ll receive your CDCP member card by mail from Sun Life, along with your coverage start date.
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Book in Perth & bring your card
Once your coverage is active, book a denture consultation at our Perth denture clinic — no referral needed. We’ll confirm your tier and bill CDCP directly.
What Service Canada will ask you for
This is for the government application only — our clinic never asks for your SIN or tax details.
- Social Insurance Number — for each person applying
- Last year’s tax return — your adjusted family net income comes from it
- Date of birth & home address — for everyone on the application
- After approval: Sun Life welcome letter — includes your CDCP member card; bring the card to your first visit
This link opens the Government of Canada’s official CDCP site in a new tab. We don’t collect or submit anything on your behalf — we’re simply here to help once your coverage is approved.
What the CDCP helps cover
CDCP pays toward a wide variety of dental treatment, well beyond just dentures. Here’s a look at what’s included — and as always, we’ll confirm your exact coverage and any copay in writing before any treatment begins.
Complete dentures
A full upper or lower set — or both — to replace an entire arch of missing teeth.
Partial dentures
Metal-framework or flexible partials that fill in several missing teeth while keeping your own healthy ones.
Relines & repairs
Tightening up a denture that’s gone loose, or fixing a crack — relines are covered once per year.
Tooth extractions
Taking out teeth that are beyond saving, which is often where the road to new dentures begins.
Fillings & restorations
Restoring teeth that have decay or other damage.
Exams, cleanings & X-rays
Routine check-ups, cleanings, and X-rays.
At our Perth denture clinic, it’s our own licensed denturists who handle your denture treatment and tooth extractions, right on site. For fillings, cleanings and other general dental care, your own dentist is the right call — we’re glad to help point you in the right direction.
From coverage check to new dentures
At our Perth denture clinic on Beckwith Street East — serving Smiths Falls and rural Lanark County too — we take the CDCP paperwork off your plate, so it’s one less thing to figure out on your own. Our denturist holds appointments here on Tuesdays and select Fridays; just ask our team to confirm a day that suits you. Here’s what the process looks like, start to finish.
Check coverage
Use the eligibility check or call our Perth clinic. We confirm your CDCP tier and what your dentures are likely to cost you.
Consultation
At a free consultation, a licensed denturist reviews your needs and recommends the right denture for you — no referral required.
Written estimate
You’ll get the plan in writing — CDCP billing codes and any remaining cost spelled out — before we start any work.
Treatment & direct billing
Your dentures are fitted here in Perth and crafted in our clinic’s own lab, and we bill CDCP directly, so you only settle whatever portion is left over.
Injured on the job? WSIB may cover your dentures
Lost a tooth or damaged a denture in a workplace accident? The Workplace Safety and Insurance Board (WSIB) is separate from CDCP and may cover your treatment. Here’s what to know.
A simple repair or reline can often go ahead without prior authorization; replacements need WSIB approval. The details are in the common questions below — and we handle the WSIB paperwork with you.
Not sure what applies to your situation? Bring it up at your consultation — our team will help you sort out CDCP, WSIB and private insurance together.
Common questions about CDCP & dentures
Don’t see your question here? Ask Smiley, or bring it up at your consultation in Perth.
Can’t find your question?
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Yes. If you qualify, CDCP puts money toward a complete denture, a partial denture, or relining and repairing one you already have. The one thing it doesn’t cover is dental implants. Our Perth clinic participates in CDCP and bills the plan directly for you.
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You must be a Canadian resident for tax purposes, have filed your latest tax return (and your spouse, if applicable), have an adjusted family net income under $90,000, and not have access to private dental insurance. As of 2026 the plan is open to all eligible ages — which covers many of the retirees we see here in Perth and Lanark County.
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The clinic doesn’t process applications — that goes through the Government of Canada, either online at Canada.ca or by calling 1-833-537-3537. Sun Life sends your CDCP member card once you’re approved, and that’s the ID to bring along to your consultation on Beckwith Street.
See the steps to apply → -
It comes down to income: reimbursement is 100% of eligible fees under $70,000, drops to 60% between $70,000 and $79,999, and steps down again to 40% from $80,000 to $89,999. CDCP calculates against its own fee amounts, which can differ slightly from what we charge — any out-of-pocket cost is shown to you in writing beforehand.
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Our Perth clinic handles CDCP billing directly, which usually means you only pay whatever portion is left over at your visit — not the full amount up front while you wait to be reimbursed afterward.
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No. Think of CDCP as a coverage of last resort: once you’ve got dental coverage through an employer plan, a pension, or a spouse’s policy, the two can’t be combined. Already have private coverage? Our team will prepare the claim paperwork for that plan instead.
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No referral is needed. Once your CDCP coverage is active, you can book a free consultation directly with a licensed denturist at our Perth clinic on Beckwith Street.
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WSIB — the Workplace Safety and Insurance Board — is Ontario’s workplace insurance program. It offers a range of benefits to workers hurt on the job, including replacement of lost wages and coverage toward health-care costs connected to the injury.
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If a workplace accident caused your tooth loss or denture damage, WSIB will typically cover the cost of your denture treatment. Coverage isn’t provided for restorative work that’s purely cosmetic, and WSIB looks at whether any loss or damage existed beforehand — that assessment affects how much is covered. Outside of emergencies, WSIB needs to authorize the work before it happens.
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WSIB pays according to its own approved fee schedule, covering dental services that are genuinely needed as a direct result of a workplace injury or work-related illness.
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If a work-related accident damaged a denture you already had, WSIB will restore it to its pre-accident fit and durability — not upgrade it. A straightforward repair or reline can often go ahead without prior sign-off; a full replacement needs WSIB’s approval first, and what you’re entitled to is capped at the average cost of restoring the original denture.
See what you’re covered for in Perth
Ask Smiley, call our Perth denture clinic, or take the five-question check below to see your likely CDCP coverage — then we’ll help you book your consultation.