A Smile Denture coordinator reviewing dental coverage details with a Carleton Place patient
Canadian Dental Care Plan · Carleton Place, Ontario

Does CDCP cover dentures in Carleton Place? Yes.

Complete dentures, partial dentures, relines and repairs — all covered under the Canadian Dental Care Plan if you qualify. Our clinic on McNeely Avenue checks your CDCP coverage first, bills the plan directly, and puts any remaining cost in writing before you decide, with appointments arranged around your schedule. Complete dentures, partial dentures, relines and repairs are covered when you’re eligible — our McNeely Avenue clinic bills CDCP directly.

How to apply through Service Canada
5.0 on Google
Participating CDCP provider
Direct billing to CDCP
No referral needed
Licensed denturists

CDCP & most major Canadian insurers accepted

Canadian Dental Care Plan (CDCP) Sun Life Manulife Canada Life GreenShield Desjardins iA Financial Group Empire Life Medavie Blue Cross
What it is

The Canadian Dental Care Plan, explained simply

CDCP is a federal benefit that helps cover dental costs — dentures included — for eligible Canadians who don’t have private dental insurance. Since 2026, age is no longer a factor; anyone who meets the criteria can apply. Our Carleton Place clinic is a newer location of an established Ottawa-based clinic group, just off Highway 7, and we see patients from Carleton Place, Almonte, Beckwith, Mississippi Mills and the growing communities west of Ottawa. Whether CDCP applies to your dentures depends on your eligibility and treatment plan — sorting that out is where we start every free consultation. If you are 65+ and weighing both programs, our OSDCP vs CDCP guide explains the difference.

Eligibility

Who qualifies for CDCP

Eligibility comes down to four boxes — check all of them, and CDCP likely applies to your denture treatment at our Carleton Place clinic. Not sure? Run the eligibility check below for the fastest answer, or just ask us at your free consultation.

Canadian resident for tax purposes

This one’s about where you pay tax — Canada needs to be your tax home.

Filed your latest tax return

Your most recent return needs to be in — and if you have a spouse or common-law partner, theirs does too.

Adjusted family net income under $90,000

The higher your household earns, the smaller the reimbursement percentage gets — the breakdown is just below.

No access to private dental insurance

Think backup plan, not add-on — CDCP won’t stack with coverage from an employer, a pension, or a spouse.

Eligibility check

See if you’re likely eligible — one question at a time

It only takes about a minute to answer five short questions — no email address, no account, nothing gets saved. At the end, you’ll get a sense of where you likely stand and which coverage bracket applies, plus how to apply — or just bring your answers to a free consultation at our Carleton Place clinic.

Question 1 of 5

Are you a Canadian resident for tax purposes?

You file taxes in Canada and live here for tax purposes.

Have you filed your latest tax return?

You — and your spouse or common-law partner, if applicable — filed last year’s return.

What’s your adjusted family net income?

Line 23600 on your last tax return. Your CDCP coverage tier depends on this.

Do you have private dental insurance?

CDCP is a coverage of last resort — it can’t be combined with private insurance.

What are you considering?

Pick the closest match — it just helps us prepare for your consultation.

Your likely result
Calculating…

Here’s where you likely stand, based on your answers.

CDCP reimburses up to
—%
of the CDCP fee guide

That percentage is of CDCP’s own fee guide — not a denturist’s fees. The difference between the two is a copay you pay directly. Depending on your situation, other programs may help cover part of it — we review your options and confirm any copay in writing before treatment.

Direct-billed to CDCP✓ Yes
Copay confirmed before treatment✓ In writing

Looks like CDCP may apply to you. The next step is a quick application with Service Canada.

Apply through Service Canada

Estimates use the 2026 CDCP fee guide. Actual eligibility and reimbursement are confirmed by Sun Life (the CDCP administrator) at the time of treatment. You can confirm any CDCP provider through Sun Life’s official provider search — or call us and our team will check for you.

Prefer to talk it through? Call (613) 777-0697 or book a consultation and we’ll check your coverage with you.

How much CDCP pays

Where your income lands on the CDCP scale

Good news first: for most eligible patients, CDCP covers the large majority of the cost — your share simply comes down to your family income. The breakdown below uses the same brackets our Carleton Place team checks against at your consultation.

Adjusted family net income CDCP covers Your share
Under $70,000100%Only the small fee-guide difference
$70,000 – $79,99960%40% of the fee, plus the small difference
$80,000 – $89,99940%60% of the fee, plus the small difference
$90,000 and aboveNot eligibleCDCP doesn’t apply — ask us about the most affordable path.

When we say “family income,” that’s your adjusted family net income — you’ll find it on line 23600 of your return.

Worth knowing about the copay. CDCP works from its own fee schedule, and that number sometimes lands below what a denturist actually bills. The leftover gap is a copay that falls to you, and it can crop up regardless of tier — 100% included. Our Carleton Place team reviews your coverage and puts that estimated amount in writing ahead of time, so there’s nothing unexpected once you’re here on McNeely Avenue.

How to apply

Applying for CDCP through Service Canada

The Government of Canada handles applications through Service Canada, not through our clinic directly. Budget about 10–15 minutes if you’re applying online, or call in instead. Sun Life mails out a CDCP member card once you’re approved — from there, book a free consultation at our Carleton Place clinic and bring it along.

  1. Confirm you qualify

    Run the eligibility check above, or work through the four qualifying criteria right on Canada.ca. You’ll want your SIN and last year’s tax paperwork within reach.

  2. Apply online or by phone

    Apply directly with Service Canada — either way works. Expect a confirmation first, and after approval, Sun Life sends your member card through the mail along with the date your coverage begins.

  3. Book your free consultation

    As soon as your coverage is active, call our Carleton Place clinic on McNeely Avenue to set up a time — there’s no referral to arrange first. Your tier gets confirmed and CDCP billed directly on our end.

What Service Canada will ask you for

This is for the government application only — our clinic never asks for your SIN or tax details.

  • Social Insurance Number — for each person applying
  • Last year’s tax return — your adjusted family net income comes from it
  • Date of birth & home address — for everyone on the application
  • After approval: Sun Life welcome letter — includes your CDCP member card; bring the card to your first visit

Clicking through lands you on Canada.ca, on the government’s own CDCP page, opened in a fresh tab. Nothing you enter there passes through our systems — think of it as a resource we point you to, not a form we handle. Once Service Canada gives you the go-ahead, we pick up from there.

What’s covered

What the CDCP helps cover

CDCP reaches well beyond dentures, covering a wide range of dental treatment. What actually applies to you comes down to your eligibility and treatment plan — our Carleton Place team spells out your coverage and confirms it, copay included, in writing before anything gets started.

Complete dentures

One full arch, both arches, or just the one you need — a complete denture replaces every tooth in that jaw.

Partial dentures

Either style — metal-framework or flexible — closes the gap from several missing teeth and leaves your own healthy teeth undisturbed.

Relines & repairs

A loose fit gets tightened, or a crack gets mended — CDCP covers one reline every twelve months.

Tooth extractions

When a tooth can’t be saved, it comes out first — usually the step right before a new denture.

Fillings & restorations

Getting a decayed or damaged tooth back in working order.

Exams, cleanings & X-rays

Your regular check-up, a cleaning, and any X-rays that are needed.

Denture treatment and tooth extractions are handled right here by our own licensed denturists at the McNeely Avenue clinic. For everyday dental needs like fillings or cleanings, your family dentist is the way to go — happy to point you toward someone in Almonte or Mississippi Mills if you need a name.

How it works at our McNeely Avenue clinic

From coverage check to finished dentures

Our Carleton Place clinic is a newer location of an established Ottawa-based group, just off Highway 7 and an easy drive from Almonte, Beckwith, Mississippi Mills and Stittsville. We run by appointment — no fixed daily hours, just a time our team arranges around your schedule — and CDCP’s paperwork is ours to untangle, not yours.

1

Check coverage

Call our Carleton Place clinic or use the eligibility check above to see where you likely stand — we’ll walk through your CDCP tier and give you a realistic sense of cost before you commit to anything.

2

Free consultation

You’ll sit down with a licensed denturist who looks at what you need and suggests the denture that fits — no referral necessary, and the appointment is scheduled around you.

3

Written estimate

Everything lands in writing before treatment starts — the CDCP billing codes, plus whatever portion of the cost lands on you.

4

Treatment & direct billing

The lab work happens at our Ottawa location, where your dentures are actually crafted; fitting and adjustments then happen here at Carleton Place. CDCP gets billed on your behalf, leaving just the leftover portion for you to cover.

Another coverage path

Injured at work? WSIB may cover your dentures

Workplace injuries sometimes explain a lost tooth or a damaged denture — and when that’s the case, WSIB may be a separate coverage path from CDCP that’s worth knowing about.

A simple repair or reline can often go ahead without prior authorization; replacements need WSIB approval. The details are in the common questions below — and we handle the WSIB paperwork with you.

Unsure which of these applies to you? Bring it up when you call to arrange your free consultation — our Carleton Place team will walk you through CDCP, WSIB, and any private insurance options, plus coordinate any employer paperwork WSIB needs along the way.

CDCP · Good to know

Common questions about CDCP & dentures

Don’t see your question below? Ask Smiley, or save it for your free consultation at our Carleton Place clinic.

Can’t find your question?

CDCP accepted · CDCP direct billing · No referral needed

See what CDCP covers at our Carleton Place clinic

Try the quick five-question checker to see your likely CDCP coverage, start a chat with Smiley, or call our Carleton Place clinic to arrange a free consultation on McNeely Avenue — appointments are booked around your schedule.

Check your coverage