Yes — the Canadian Dental Care Plan covers dentures. Complete dentures, partial dentures, and denture relines and repairs are all eligible services for qualifying patients. Depending on your household income, the plan pays 100%, 60% or 40% of its fee schedule — and at Smile Denture & Implant Clinic we’re a participating provider, so we direct-bill CDCP where you’re eligible and you only pay your share. Here’s how the coverage actually works in 2026, what the plan doesn’t pay for, and how to find out where you stand before any treatment begins.
What the CDCP covers for dentures
The plan’s denture coverage is genuinely broad. For eligible patients, the CDCP covers:
- Complete (full) dentures — upper, lower, or both.
- Partial dentures — replacing some teeth around the ones you keep.
- Relines — refitting a denture as your gums change over time.
- Denture repairs — cracks, breaks and loose teeth may be covered; we confirm your coverage before any repair begins.
One honest nuance: “covered” means covered under the CDCP’s own 2026 fee guide, and actual eligibility and reimbursement are confirmed by Sun Life — the plan’s administrator — at the time of treatment. That’s why we always start with a written estimate rather than a verbal promise.
Beyond the denture: related services the CDCP covers
Getting to a comfortable denture often involves a few steps before the denture itself — and the plan’s coverage reaches those too:
- Tooth extractions — often the step right before immediate dentures. Extractions are covered under the plan’s oral surgery services; at our clinics, your denturist works with the dental team on this.
- Exams, X-rays and fillings — the dentist-provided care that protects the natural teeth a partial denture clasps onto is covered as well.
- Anesthesia and sedation — where an extraction calls for it, these services can also be covered by the plan.
A practical note: some of these services need Sun Life’s approval in advance, and all of them follow the same income tiers and fee-guide rules described below — so the same written-estimate-first habit applies to every step.
The income tiers: what the plan pays in 2026
Your share is set by your adjusted family net income from last year’s tax return:
- Under $70,000 — CDCP reimburses 100% of covered fees; no co-payment on covered services.
- $70,000–$79,999 — CDCP pays 60%; you pay the remaining 40%.
- $80,000–$89,999 — CDCP pays 40%; you pay the remaining 60%.
- $90,000 and above — not eligible for the CDCP; ask us about other options.
One important detail: those percentages apply to the CDCP’s own fee guide — not a denturist’s fees. The difference between the two is a copay you pay directly, which means that even at 100% there can still be a small amount to cover. We confirm any copay in writing before treatment begins, so there are no surprises — and our 2026 Ottawa denture cost guide explains what shapes the price itself.
What the CDCP doesn’t cover
Two limits matter most for denture patients. First, dental implants themselves aren’t covered by CDCP — if you’re considering an implant-retained denture, the implant portion sits outside the plan, and we’ll walk through what that means openly at your consultation. Second, the CDCP is designed for people without access to private dental insurance — it isn’t a top-up on an employer plan. Premium material choices beyond the fee guide can also carry an out-of-pocket portion, always shown in your estimate first.
Who qualifies, and how to apply
You may qualify for the CDCP if you’re a Canadian resident who filed last year’s tax return, your adjusted family net income is under $90,000, and you don’t have access to private dental insurance. Applying costs nothing and is handled by the federal government through canada.ca or Service Canada. Once approved, Sun Life sends your welcome package and member card — bring it to your first visit, along with a list of any questions you want answered in person.
How it works at our clinics
Consultations are free at all of our locations — Ottawa, Perth, Carleton Place, and Kanata opening September 2026. You’ll meet a licensed denturist, get a clear recommendation, and leave with a written estimate based on the 2026 CDCP fee guide. If you’re unsure about your eligibility, call us and our team will check for you. Because we’re a participating provider with CDCP direct billing, we bill the plan directly for eligible treatment and you pay only your income-tier share — no paying everything upfront and waiting to be reimbursed.
Quick answers about CDCP and dentures
Do I pay upfront and get reimbursed? Not for eligible treatment at our clinics. Because we bill the plan directly, Sun Life pays its share to us and you cover your share — your income-tier portion plus any fee-guide difference — exactly as shown in your written estimate. Some clinics work reimbursement-style, so it’s always worth asking any clinic how they handle billing before you book.
Does the CDCP cover partial dentures too, or just full ones? Both. Partial dentures are eligible the same way complete dentures are, with the same income tiers deciding your share of the fee.
Can I use my CDCP coverage in Perth or Carleton Place? Yes — coverage follows you, not the clinic’s address. All of our locations welcome CDCP patients, the estimate and direct billing work the same everywhere, and Kanata joins the same system when it opens in September.
If dentures have been on your mind and cost was the reason you waited, the CDCP may well have changed the math for you. Book a free consultation and find out exactly where you stand — in writing, before anything begins.